Lifelong Learning Programme

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Job Profiles

The most researched job profiles have been identified in 6 countries. For every profile, the related skills have been listed.

Teachers and school counsellors should use the information provided to enhance students' motivation underlining the consistency between what is learnt at school and the skills required by the labour market.

For every country the most researched job profiles are presented providing information on the related qualifications, knowledge, skills, competences and personal attitude.

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NAME OF THE JOB PROFILE:
Credit analyst
Description of the job profile
Credit analysts analyze a customer's credit history and financial statements to determine the risk of handing out loans to the customer or extending the customer's line of credit.
- check credit references and the customer's credit rating and review loan documentation.
- responsible for using the information that they find to establish a customer's credit limits.
- responsible for might include using statistical software to predict credit trends, informing customers of payment policies, resolving customer disputes, maintaining credit and collection files, suggesting quality improvements in credit policies and procedures, billing customers and making collection calls.
Economical sector
Tertiary
Country
Lithuania
Qualifications required
University degree
Associate's degree in business field with related work experience; bachelor's degree preferred; master's degree for improved job prospects.
Total number of training hours
May have to work more than 40 hours per week.
Knowledge
Knowledge Description Level
Analytical thinking Ratio analysis Level 7
Business and Economics Finance Level 6
Business and Economics Economics Level 4
Law International law Level 5
Sales and Marketing Marketing Level 6
Sciences and Mathematics Statistics Level 5
Skills
Skill Description Level
Ability to work under pressure Ability to work under pressure Level 7
Analytical thinking Analytical skills Level 7
Communication skills Interpersonal skills Level 5
Computer Skills IT Level 6
Mathematical skills Numeracy skills Level 7
Personal/behavioural skills Self- confident Level 6
Problem solving skills Problem-solving Level 7
Supervising others Management skills Level 6
Competences
Competence Description Level
Adaptability Flexibility Level 6
Adaptability Adaptability Level 7
Communication competences Communication Level 6
Critical thinking Critical thinking Level 7
Customer care Costumer focus Level 6
Personal/behavioural competences Reliability and motivation Level 7
Sales and Marketing Persuasion Level 6
Teamworking Team working Level 6
Previous Experience
Minimum 2 years experience as a credit analyst in a financial institution.
Personal Attitude
Oorganized, detail oriented and have the ability to interact with all levels of management.
Job Profile in national language
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This project has been funded with support from the European Commission. This web site reflects the views only of the author, and the Commission cannot be held responsible for any use which may be made of the information contained therein.